SaveUp No Spending Challenge

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Savings Challenge:
Commit to 30 Days of No Spending With SaveUp
 AmericaSaves and Virginia Saves are committed to finding innovative ways to help yousave successfully. That's why we have teamed up with SaveUp, a freeprogram that rewards Americans for saving money and paying down their debts, to provide you a fun and engagingexperience while you save for the future.
BONUS: Join Virginia Saves and wewill send you an email with the special link to earn 100 bonus credits withSaveUp.
One ofthe top New Year’s resolutions is to save more and stick to a budget. Research shows if you can change yourbehavior for 30 days you are likely to stick to your goals. Join the SaveUp 30 Day No Spend Challenge – and kick start the New Year right. Be a champion for your personal economic recovery.
 HOWIT WORKS
·        Chooseany credit card in your wallet and commit to 30 days of no spending on thatcard by registering it for the SaveUp No Spend challenge.
·        Themore days you check-in and stick to your challenge the more chances you have towin the grand prize of $5,000 to pay down your debt.
·        BONUS:Be a champion for change – share to bring others to the SaveUp No SpendingChallenge and win an additional $5,000 in rewards.
BENEFITS: SaveUp’s Financial Detox helps you in the following ways:
·        Savingreal dollars. Based on compound interest, an average household would save closeto $15,000 in interest over 10 years if it paid down $1,000 now in credit carddebt.
·        Itchallenges you to NOT spend on anything but what is needed.
·        It’sa game – how many days can I go without using money?
·        Itforces you to look at other more creative options than spending.
·        Itmakes you become more conscious of your spending habits.
·        Itdiscourages thoughtless, throwaway purchases and allows you to discover howlittle you truly need to be happy.
·        Itencourages planning-ahead-spending and the use of cash or debit cards. 
SaveUpis a great online tool to motivate and reward people while saving and payingdown their debt. As our members save more/pay down their debt, they earnopportunities to win great prizes like a $5,000 No Spend Fund, or a $5,000 Saveand Share prize. SaveUp users can also organize all their savings and debt inone place, track their progress, and learn more about making the rightfinancial choices. 
For moresavings tips, see www.VirginiaSaves.org.